I am looking for specific information regarding any laws against a company charging customers a fee for credit card payments.

Most credit card providers' merchant agreements have not allowed merchants to charge fees for accepting credit card payments. Furthermore, currently ten states—California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas—prohibit merchants from assessing surcharges.

However, a recent settlement between Visa and MasterCard and a large group of merchants may change this practice. The credit card providers agreed to pay the merchants a total of $7.25 billion to settle a suit that argued the fees the card networks assessed were unfair. As part of the settlement, Visa and MasterCard agreed to drop the restriction and allow merchants to pass on the fees, which usually range between 1.5 and 2 percent of a purchase price, to customers.

It is unclear as yet what the ten states listed above will do regarding their prohibitions.

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